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    U.S. Liability Insurance - Retail Web Quote Product
    1-4 Family Dwelling – Personal Lines (DPP) This product targets 1-4 Family Dwellings owned by individuals
    Condo / Renters (HOP) Available for owner occupied condominium units, tenant occupied condominium units or dwellings rented to an insured.
    Real Estate E&O (REA) This new policy offers modern Errors & Omissions coverage along with General Liability
    Employment Practices Liability (EPL) Voted the #1 Employment Practices Liability Product in a recent nationwide survey of agents and brokers, this product offers protection against a host of employment exposures.
    Non Profit Directors & Officers (NDO) Our Non Profit Professional Liability Product offers innovative coverage enhancements.
    Community Association Product (CAP) United States Liability Insurance Group offers competitive Directors & Officers Liability Policy, Package Policy and Umbrella Policy for Community Associations.
    Comprehensive Personal Liability (CPL) Designed for primary coverage for insured or tenant occupied one, two, three or four family dwellings.
    Special Events Liability (SPE) The Main Event® is designed to cover General Liability and/or Liquor Liability at short term events.
    Vacant Buildings (VBP) Our Vacant Building Package is designed for residential, commercial, and industrial properties.
    Personal Umbrella (PCL) Designed for applicants with clean driving records and loss experience. The product is available for as little as $160 for $1,000,000 limit!

    1-4 Family Dwellings (Commercial Lines)

    This product targets 1-4 Family Dwellings owned by individuals or corporate investors.

    Apartments

    This product is specifically designed to accommodate the coverage and pricing needs for a wide variety of apartment risks.

    Beauty/Nail Salon/Barber Shop

    Easily enhanced to include many optional coverages, our Beauty, Barber & Nail Package includes Property, Liability, Crime, Glass, Signs, Professional, & Non-owned / Hired Auto.

    Clothing Store

    This product is specifically designed to accommodate the coverage and pricing needs for Clothing Stores

    Convenience Stores/Delicatessens/Grocery

    This product is specifically designed to accommodate the coverage and pricing needs for Convenience, Deli and Grocery Store owners. Our package can be enhanced to include many optional coverages.

    Electronic Store

    This package is designed for owners of Electronics Stores including appliance stores, camera stores, computer stores, phone stores, stereo / television stores, and video game stores.

    Fitness Centers

    This product targets Fitness Centers with up to $2,000,000 in sales by automatically providing a number of coverages that are fundamental to their daily operations including Professional Liability and Abuse & Molestation Liability. We will consider accounts with personal trainers, massage services, child sitting services and tanning beds. Additionally, we offer the ability to add Non-owned and Hired Auto Liability as well as Stop Gap coverage.

    Janitorial Services

    Our Janitorial Services Product provides comprehensive coverage for the unique exposures faced by today’s janitorial service contractors. All coverages are provided by a single policy with Commercial Umbrella coverage also available.

    Laundromats

    This product is specifically designed to accommodate the coverage and pricing needs for Laundromats

    Lessor's Risk Only

    This product has been designed to attract building owners who rent their property with or without apartments and/or offices to eligible mercantile tenants.

    Liquor Stores

    This product targets Retail Stores that sell or distribute alcohol for off-premises consumption.

    Main Street Mercantile

    This product is featured in our Businessowners program.

    Mobile Home Parks

    This product is specifically designed for Mobile Home Park Communities.

    Residential Condominium Unit Owners

    This product is for the individual investor who owns residential condominium units within an association for investment purposes.

    Restaurants

    This Commercial Liability product is designed for restaurants with less than 50% of the risk’s gross receipts derived from the sale of alcohol, or with less than three nights of major entertainment.

    Vacant Building

    Our Vacant Building Product is designed for residential, commercial, and industrial properties.

    Vacant Land

    Introducing a product specifically designed for Land that is completely vacant, not leased to others and with no development or construction activities occurring during our policy term.

     

P.I.W.A

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